Electric - what are you being charged per kwh?
Cell phone and home phone - are you using all of those features?
Auto insurance - do you need to raise your deductible? Do you have enough in savings to self-insure?
Credit cards - should you do a balance transfer for a lower APR?
Also check on internet service, water usage, gas and oil usage, etc. If you can't lower the bill by changing terms or companies, see what you can do to lower it on your end.
2 comments:
Thanks for sharing all your wisdom. I'm giving you The Lemonade Award so be sure to swing by my blog to pick up your award!
We check the rate about twice a year. Sometimes we are able to save more than others, but we usually find something we can cut back on or cut out.
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